Asset & Fleet Funding
Tax-Efficient Vehicle &
Fleet Financing
Acquiring vehicles for your business shouldn't create a cash flow bottleneck. Whether you are a sole trader or a limited company expanding a commercial fleet, we provide tailored financing solutions.
Unlike traditional dealerships, our accounting team structures your vehicle finance to maximize your tax efficiency. We factor in Capital Allowances, VAT reclamation, and Benefit-in-Kind (BiK) rates to ensure you get the smartest deal.
Finance OptionsDriving Your Business Forward
We offer whole-of-market access to asset finance lenders. We will analyze your accounts to recommend the exact finance product that perfectly matches your cash flow and tax strategy.
Hire Purchase (HP)
The straightforward way to outright ownership. Spread the cost of your vehicle over a set period, claiming capital allowances on the purchase price immediately.
Business Contract Hire (BCH)
A tax-efficient leasing agreement ideal for VAT-registered companies. Pay a fixed monthly rental with no depreciation risks, and hand the vehicle back at the end.
Commercial Fleet Funding
Scalable credit lines designed to fund multiple vans, HGVs, or company cars simultaneously without draining your essential working capital.
Electric Vehicle (EV) Finance
Take advantage of incredibly low Benefit-in-Kind (BiK) tax rates and 100% first-year capital allowances by financing fully electric company cars.
Finance Lease
A flexible option where the vehicle sits on your balance sheet. You benefit from the equity in the vehicle without the commitment of outright ownership.
Asset Refinancing
Unlock cash tied up in your existing, unencumbered company vehicles. We can help you refinance your fleet to quickly inject working capital into your business.
The Accounting Advantage
Why arrange finance through your accountant?
Car dealerships want to sell you a vehicle; we want to protect your business. By arranging your vehicle finance through RES Accountants, you ensure the transaction is structured for maximum tax efficiency.
Because we already manage your accounts, we can seamlessly package your financial data to secure the most competitive lending rates, while fully optimizing your Capital Allowances and VAT claims.
Ready to upgrade your business vehicles?
Let our financial advisors secure the best rates for your next company car, commercial van, or entire business fleet.
Request a Finance Quote